Understanding and Managing Debt Capacity

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What Is Debt Capacity and Why Is It Important? Understanding your debt capacity is crucial for maintaining financial health, whether you’re an individual, business owner, or corporate executive. Debt capacity refers to the maximum amount of debt an entity can take on and service based on its income, cash flow, and existing obligations. Managing debt […]

Exit Multiples in Business

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Last Updated: May 13, 2026 An exit multiple is one of the most important metrics in business valuation, particularly when companies are preparing for acquisition, merger, or sale. This key financial metric helps determine a company’s value at the time of exit by multiplying a financial metric like EBITDA by a specific number based on […]

How to Get a Loan to Buy a Business

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Getting a loan to purchase business can be a complex (but rewarding!) process. Whether you’re a first-time buyer or an experienced business owner, understanding the various financing options and requirements is crucial for successfully purchasing an existing business. TL;DR: Buying a business typically requires an SBA loan, conventional bank loan, seller financing, or a mix […]

JC Morales Joins The Greentown Labs Board of Directors

A board of Directors

In a significant move that underscores the growing momentum in climate technology, JC Morales, founder and CEO of Surfside Capital Advisors, has been appointed to the Board of Directors of Greentown Labs, North America’s largest climate tech startup incubator. This appointment comes at a pivotal time as Greentown Labs embarks on its ambitious Greentown Labs […]

How to Budget Your Business for 2025

an annual business budget sheet

Learning how to budget your business effectively is crucial for success in 2025’s dynamic economic landscape. This guide will help you create a strategic financial plan that ensures sustainability and growth. What Should I Include in My 2025 Business Budget? Start by analyzing your current financial position and identifying key budget components: – Fixed costs […]

How to Calculate EBITDA Multiple

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In the world of business valuation and investment, understanding how to assess a company’s worth is crucial. One of the most commonly used metrics is the EBITDA multiple, which helps investors and analysts compare companies and make informed investment decisions. Let’s dive into everything you need to know about this important financial metric. What is […]

What is Growth Equity? 

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Growth equity represents a unique investment strategy that bridges the gap between venture capital and traditional private equity. This specialized form of investment targets companies that have proven business models, established revenue streams, and are seeking capital to accelerate their expansion. Let’s explore the key aspects of growth equity and answer the most common questions […]